We have the resources, experience and enthusiasm to help you find a home that’s 100% guaranteed to fit your family and lifestyle. A home that you will truly love!
Home finding services:
• Property Search: Homes For Sale • Email alerts on potential homes fitting your needs
• Home buyer education tools • Mortgage pre-qualification • Market analysis
• Community profile • School information • Negotiating expertise
• Purchase process oversight • Meet your neighbors iintroductions • Moving tips
Call 717.477.9326 Shippensburg Office | 717.496.8405 Chambersburg Office
or email at hello@jalexhomes.com for more information.
Fannie Mae: People Still Want To Own A Shippensburg House
The desire to own a home in Shippensburg hasn’t been diminished by the downturn in the industry, according to a survey by Fannie Mae.
Of owners and renters surveyed, 51 percent say that the housing crisis has not affected their overall willingness to buy a home. About 27 percent say they are more likely to buy since the crisis, presumably because of lowered prices, and 19 percent say they are more likely to rent.
However, about 33 percent say they would be more likely to rent their next home than buy, up from 30 percent in January. Among renters, 59 percent said they would continue to rent in their next move, compared to 54 percent in January 2010.
Other findings include:
- 66 percent of respondents say they believe that housing is a safe investment – as safe as an IRA or a 401(k) plan.
- About 50 percent say they believe that owning is a good idea, even if they plan to stay in the home less than three years.
- 86 percent identify tax benefits as a reason to buy.
Source: Fannie Mae (12/15/2010)
RENT VS. BUYING A HOME
There’s financial stability and a general sense of well-being and security in owning your own home. But, how do you decide if this is the right time for YOU to buy a home? Many people are weighing the decision of renting vs. buying.
In today’s current market it is better to own your home as opposed to renting. Here’s why:
- Build equity and write off your mortgage interest
- When you sell your home, you will be eligible for one of the best tax breaks around
- Mortgage rates are near historical lows
- Prices are competitive
- Inventory is up… the selection of homes available has never been better
- It’s a buyer’s market
- Builders are offering free upgrades, mortgage interest buy-downs, and a host of other incentives
- A home is an investment in your future
- Pride of ownership
- Family security
To speak to a JALEX Real Estate Services agent about renting vs. buying, call 717-477-9326 or emial us at info@jalexhomes.com
Experience, integrity and teamwork are the foundation for Team JALEX and our Shippensburg Buyer’s agent specialists! We are committed to serving your needs first!
Team JALEX specializes in:
• Buyer/Seller Representation
• Consultation/Problem Resolution
• Shippensburg Area Relocation Assistance
• Market Analysis for Sale or Lease
• Concentrated Knowledge of Each Market Segment
• Pre-qualification and mortgage assistance
The Team JALEX Real Estate Advantage
- JALEX agents are full-time real estate specialists, each with a strong network of well-established local contacts.
- JALEX agents take the time to educate and inform the client of the many details involved in their real estate transaction. This “education” ensures that the client’s expectations will be met to everyone’s satisfaction.
- JALEX agents are educated in finance, appraisal and the legal aspects of the Shippensburg real estate industry. They strive to keep up-to-date on industry trends, as well as the legal and tax issues affecting the sale or purchase of a property. Our agents’ knowledge is broad-based and constantly being updated through Continuing Education courses.
- Our agents are knowledgeable in real estate marketing as well as evaluating and understanding the selling process.
- Our residential team has knowledge of each company listing.
First Time Home Buyers
Are you aware that:
- 12% of first time home buyers are under the age of 25.
- The majority of lending institutions offer first time buyer programs, making it feasible to obtain competitive loans, even at 100%.
- Currently we have a buyer’s market which creates an advantage for you in a competitive market place.
- Every month you are building equity as you pay your mortgage!
- JALEX will work with you throughout the buying process, with knowledge and guidance you won’t find anywhere else.
CONTACT JALEX TODAY AT: 717-477-9326
~visit our real estate blog for more information, news, opinion and home buying advice~
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